To get a business loan, you need to create a clear business plan, check your credit scores, and gather financial statements like tax returns and bank records. Next, compare loan options from traditional banks, credit unions, and online lenders to find suitable interest rates and repayment terms. Submit a formal application to your chosen lender detailing how much money you need and how it will help your company grow. Once approved, review the contract carefully before accepting the funds and starting your regular repayment schedule.